Get Started Planning Your Retirement

If you are looking to stay independent and active, and live a hassle-free life, a continuing care retirement community is your best option for retirement living. RiverWoods is a Continuing Care Retirement Community (CCRC). This type of retirement community is where various levels of care can all be met on the same campus. A variety of living options are available, including apartments or cottages.

The emphasis of the CCRC model is to help residents avoid having to move, except to another level of care within the community, if their needs change. If a resident now needs help with physical care, they can move from independent living to personal care, all on the same campus.

Good questions to ask when touring a retirement community

Are you for-profit or not-for-profit?
Not-for-profit housing, long-term care service and support providers are mission-driven. Their objective is to provide the highest quality of care that is personalized, progressive and compassionate. RiverWoods is a not-for-profit retirement community, accountable to a voluntary board of directors who donate their time and talent to ensure that the organization maintains quality service and follows the mission statement.

What is included in the monthly fee?
CCRC’s all have monthly fees, and most of your daily living expenses should be included in this fee. That could include:

  1. Utilities
  2. Monthly dining allowance
  3. Scheduled transportation services
  4. Home maintenance
  5. Fitness Center and indoor pool
  6. 24-hour security
  7. Property taxes and property insurance
  8. Amenities such as craft studio, computer access, social activities

What services and fees are not included in the monthly fee?
These services could include things like internet access or cable television.

How do you help me to maintain my freedom and independence?
This should be one of the retirement community’s primary goals for their residents. It’s good to ask questions about activities, fitness classes, dining, transportation and more! That way you know everything that is available to you.

Deciding the Best Time for
Retirement Living

Many people struggle to decide if it’s time to downsize and move to a retirement living community, wondering if they are too young, or are concerned about the stress of downsizing and selling their home. Our Purposeful Living blog has good information about downsizing and making the move

If you still can’t decide and answer yes to any of the following questions, it may be time to consider moving to a senior living retirement community.

  1. Is keeping your house and yard maintained becoming cumbersome?
  2. Is decision making becoming a burden?
  3. Does driving no longer feel 100 percent safe?
  4. Would you like to live closer to one of your children?
  5. Are you looking to meet a group of friends with the same interests as you?
  6. Do you want to live in a safer home to prevent falling or other accidents?
  7. Is your home too big for you?
  8. Do you want to live closer to emergency care?
  9. Are you looking for a more secure environment?

Ready to learn more about RiverWoods? Contact Allison Kauffman, Residential Sales Counselor, to take your tour!

What are some of the popular programs in your community?
Asking questions about programming will help you determine if you will find something that interests you. Also, programming can be added based on requests from residents.

How do you measure satisfaction of your residents?
Most communities survey resident satisfaction. They are normally conducted annually and should be accessible if you ask to see a survey. You should also ask what the retirement community does with the survey results.

How many residents offer input and feedback?
Active engagement between administration and residents is important. There should be regular meetings to keep residents informed and resident participation in committees should be encouraged.

What is the difference between Independent Living and Personal Care?
At some point, you may need to move to a different level of care. Personal Care is designed for someone who wants to maintain their independence, but may need assistance with tasks such as preparing meals, housekeeping, bathing and/or dressing. Ask questions to get a clear understanding of what necessitates a level of care change.

Can I review your residency agreement?
It’s important to review the residency agreement prior to making a decision to move to a community so you can get the full contractual picture. Make a list of additional questions and have the community clarify any concerns before making a final decision.

(This information was provided by Leading Age PA)

Making a Good Financial Decision

We are living longer lives, but long-term care costs are rising. If you join a retirement community as an independent living resident, in the future if you need additional care, you have access to Personal Care, Memory Care, Nursing Care and Skilled Rehab right on the same campus. There are no disruptive changes if your health care needs change. You can also select a living option that has a 50 percent refundable contract, so you have peace of mind knowing you are investing in your future and your families.